Funding/Lending Dashboard

Funding/Lending health

Live Earn Funding principal, maturity-ladder liquidity protection, Funding/Lending hub deployment, and company fallback controls.

Total Funding Principal
8.95M USDT Earn Funding principal only
Deployable funding
7.16M USDT 80% deployable ratio
Deployment ratio
62.0% 5.55M / 8.95M principal
Deployed to Margin
3.80M USDT 72.4% interest-bearing
Deployed to Loan
1.75M USDT Funding/Lending source
Remaining deployable
1.61M USDT
Company fallback usage
310,000 USDT Equivalent outstanding · daily batch

Maturity & Liquidity Monitor

Scheduled maturity-ladder protection for next-day principal payouts. Auto-renew principal is classified only in maturity buckets by its effective maturity date.

Revenue / Expense

Revenue source Currency Accrued borrower interest (month) XREX Earn Yield expense (month)

Revenue is current-month accrued borrower interest from Margin/Loan lending, including Company fallback-funded lending where present. XREX Earn Yield expense remains separate and is not netted.

Funding Detail

Funding/Lending account principal bridge for the current reporting period. Yield and Fee are excluded.

Ending Funding/Lending ledger balance = Opening + Earn inflow + company funding inflow - matured outflow - early redeem outflow - Margin deployment - Loan deployment + Margin return + Loan return - returned company funding. Yield and Fee are excluded.

Lending Detail

Funding/Lending exposure bridge for downstream Margin and Loan. Yield, Fee, borrower interest, and product-level balances are excluded.

Ending Funding/Lending lending balance = Opening lending balance + Margin deployment + Loan deployment - Margin return - Loan return. Total is split into Earn-funded and Company-funded attribution where data is available.

Company Fallback Detail

Aggregate period bridge for Company Funding Required and Company Fallback Outstanding.

Company funding required - fulfilled by company funding reconciles to Funding Detail `Funding inflow - from company funding`. Funding outflow - returned company funding reconciles to the same Funding Detail outflow. Execution records and downstream attribution are reviewed from the operational transfer or transaction record surface.

Product APR History

Product-level Funding Config APR history and rolling averages for operator review.

Product Currency APR 7D avg APR 30D avg APR Updated time
Product Currency User APR Updated by Updated time Reason

7D and 30D averages use effective-duration weighting over trailing UTC day windows. Rates become active through the fixed daily system job.

Funding Config

Configure fixed-term product switches, APR, and per-currency limits.

Product Currency Duration Allocation Early redeem Auto-renew User APR Min amount Max amount Product cap Updated time Action
Term scope Funding Config supports fixed terms from 1D through 180D. APR is configured by product, currency, and duration.
Fee Structure Fees are configured through the shared Fee Structure, not on this page.
Yield accrual Yield accrual is not configurable. Once an XREX Earn product config exists and users hold active fixed-term positions, the system accrues Yield according to locked APR and term rules.
Auto-renew When enabled, users may choose Auto-renew principal; pay Yield. When disabled, Redeem at maturity is the only available maturity instruction.
Input note User APR is entered as a percentage value, for example `4.2` means `4.2%` annualized.
Updated time Prototype updates this timestamp after an edit is saved, so operators can see the latest config change time.
Capability Check Existing config permissions and audit trail must be verified.

Earn User Positions

Customer inquiry support view for fixed-term positions, maturity instructions, and Yield disposition history.

UID Product Currency Source Status Principal Duration Accrued Yield Gross claimable Estimated fee Estimated net amount Maturity date Maturity instruction Early redemption Forfeited Yield Action
UID Product Currency Time Action type Position / term reference Principal Yield amount Yield disposition Next-term principal Fee amount Net amount APR used Action status Note
Position rule Position granularity is one fixed-term position. The view does not aggregate positions by UID, product, or currency.
Position status Status supports lifecycle triage for CS/Ops. Exact production backend enum remains TBD.
Claimable amount Gross claimable = principal + Accrued Yield. For redeem-at-maturity, estimated net amount = gross claimable - Fee. For early redemption, unpaid Yield is forfeited and estimated net amount = principal - Fee. For auto-renew principal, net cash reflects Yield after Fee and principal moves into the next term.
Auto-renew Position source and maturity instruction identify auto-renew. Users may cancel it before Maturity Locked; cancellation changes the instruction to Redeem at maturity.

Lending Out Config

Configure the Earn Funding lend-out cap/target applied after maturity-ladder liquidity protection. Margin and Loan are downstream Funding/Lending deployment destinations in this prototype.

Funding source Currency Deployable ratio Updated time Action
Guardrail Deployable ratio is an Earn Funding lend-out cap/target, not an allocation-time Available/Reserved split. It must be between 0 and 0.8.
Navigation Margin cost and Loan cost edits stay in their own config pages.

Margin cost config

Configure Margin costs by trading pair, with separate base and quote cost rates. Path: Product Management / Margin / Margin cost config.

Pair Base cost rate Quote cost rate Updated time Action
Scope Prototype shows BTC/USDT and ETH/USD. Each pair keeps independent base and quote cost rates.
Separation Margin cost edits are managed here, not inside Funding/Lending config.